Rates

Loan Rates Savings Rates

Effective as of: January 1, 2021
Loan Rates
New Cars 2018-2021
Credit Scores1-36 months37 to 60 months61 to 72 months73 to 84 monthsPercent Financed
775-8502.5%2.9%3.5%4.0%100%
700-7743.25%3.5%4.0%4.5%100%
600-6993.5%4.0%5.5%6.0%100%
550-5994.5%6.0%8.5%10.0%100%
549-Below7.0%8.5%12.0%14.0%100%
Note: 84 month financing limited to vehicles over $35,000.
**A Credit Score of 525 or less requires a 10% down payment for loan consideration.**
 
Used Vehicles 2012-2017
Credit Scores1-36 months37 to 60 months61 to 72 months73 to 84 monthsPercent Financed
750-8504.5%5%5.5%N/A100%
650-7495%5.5%6.5%N/A100%
600-6496%7.5%9%N/A100%
550-5997%9%12%N/A100%
549-Below8%10%14%N/A100%
 
Used Vehicles 2008-2011
Credit Scores1-36 months37 to 60 months61 to 72 months73 to 84 monthsPercent Financed
700 -8507%9%N/AN/A90%
625-6998.5%10%N/AN/A90%
550-62410%12%N/AN/A90%
549-Below12%14%N/AN/A90%
All Loans on Vehicles 2007 or older or special purpose vehicles must be approved by management
**There will be a $50.00 processing fee on all auto loans effective 02/01/2020.**
If you receive a lower quote on a new or used auto, call us and we match or beat the rate offered. (Proof required)
ALL LOANS WILL BE CONSIDERED FROM INFORMATION ON LOAN APPLICATION, CREDIT SCORE AND PAYMENT HISTORY